World Class Mortgage Broking Parabroker WFH - Manila, Metro Manila
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Elite Parabroker (Philippines) – High-Performance Mortgage Brokerage (AU)
HEADLINE
We Are Hiring: Elite Parabroker (Philippines)
High-Performance Role | Australian Hours | Full-Time | Immediate Start
THE INTRO
We're looking for a high-accuracy, high-ownership Parabroker who thrives in a fast-paced brokerage, can make smart credit decisions, and produces flawless work.
If you have real parabroking experience, can complete serviceability assessments, understand credit policy, and can own a file from onboarding → strategy → submission → settlement, then keep reading — this might be the best role you've ever had.
Please read all the way to the end for the specific details on how to apply. Only those who follow the instructions entirely will be considered.
THE ROLE
Purpose & Outcomes
Your job isn't simple for most but is important:
Help the broker settle more loans with fewer mistakes, faster turnaround times, and elite-level execution.
You will be responsible for handling deals from onboarding to approval, providing strategic credit analysis, structuring deals based on handover notes, and ensuring submissions are clean, complete, and positioned for approval.
When you do your job well:
- We close more deals
- Our clients have a smoother experience
- You directly drive performance, growth & revenue
KEY RESPONSIBILITIES
1. Onboarding
- Review & identify incomplete client files
- Follow up clients for missing documents
- Download organise and rename documents
- Complete document checklists
- Transfer all necessary data into CRM
- Call and email clients for outstanding items
2. Strategy Preparation
- Full credit analysis
- Deep policy research across lenders
- Liaise strategically with BDMs & lender support to ensure clients circumstances are accepted
- Identify approval pathways & deal solutions. Every possible flaw in the deal should be identified and a solution verified.
- Document and organise outcomes clearly with speed.
- Structure loans based on handover notes (LVR, splits, closing costs, client contributions, selecting correct loan types, deductibility vs non deductibility and much more).
- Conduct detailed and accurate serviceability calculations (PAYG, Self-Employed, Pension etc.)
- Review liabilities, living expenses, credit reports, bank statements & Illion data
- Complete lender comparisons.
- Complete a well organised handover detailing the results and clear path for approval.
3. Submission / Lodgement
- Understand lender input nuances
- Upload only correct & relevant documents
- Drafting strong broker notes explaining all nuances of the deal and solutions for them.
- Position the loan for approval only.
- Send docs for e-signing & follow up clients
- Maintain momentum to formal approval
4. MIRs (Missing Information Requests)
- Action MIRs same day as they arrive.
- Challenge incorrect MIRs using policy + evidence.
- Ensure information provided aligns with the narrative of the application before sending.
- Communicate required items to clients in a simple, non-overwhelming manner
- Prepare forms & documents to minimise client effort
5. Settlement
- Send formal approvals to client & solicitor
- Coordinate insurance (certificate of currency)
- Confirm settlement booking
- Send final settlement letter/email to client
6. Workflow + Project Work
- Update and improve workflows
- Assist with monthly broker projects
- Update spreadsheets (tracking, referral partners, contacts, continuous improvement)
ABOUT YOU
We hire for capacity, precision, and genuine ownership.
You MUST Have:
- Strong parabroking experience
- Strong ability to work with numbers
- Ability to process and retain large amounts of information
- Ability to complete serviceability assessments accurately
- Strong credit analysis ability
- Exceptional communication (written + verbal)
- Proactive problem-solving
- Resourcefulness — you find answers, not roadblocks
- Speed + accuracy
- Ability to produce clean, complete, well-reasoned deal files
- High quality hardware to perform your role- computer/laptop with large screen, at least one additional screen, reliable high speed internet.
Ideal (Bonus Points):
- 5+ years experience as a parabroker
- Experience with Australian mortgage aggregation software MYCRM
- Expert in using Quickly
- Immediate availability
You Are NOT a Fit If You:
- Are not competent and confident in performing the tasks outlined above
- Are slow and reactive
- Require micromanagement
- Don't prioritise your career
- Are not growth focused
- Get overwhelmed easily
- Struggle with communication
- Have anxious or low-confidence communication energy
- Cannot work to high standards under pressure
THE BENEFITS
Compensation
- AUD $1,700 – $2,000 per month (depending on skill level & experience)
- Monthly bonuses based on volumes & $ settled
- Overtime available
- Opportunity for travel experiences for high performers.
Work Hours
- Australian Business Hours
8:30am – 5:30pm AEST (Philippines: approx. 6:30am – 3:30pm) - Monday - Friday
- Occasional flexibility for consistently reliable team members.
Employment Type
- Work from home arrangement
- Long-term
- Independent Contractor
- Fully integrated into our team
Growth & Career Development
- Advanced credit strategy experience
- Exposure to complex deals
- Work directly with a high-performance broker
- Grow as we grow
- Own your role, own your life
- Increase your value, income and long-term opportunities
OUR COMPANY
Who We Are
We are a high-performance Australian mortgage brokerage that closes a large volume of deals with precision and speed. We work fast, think strategically, and expect excellence — because our clients and partners rely on us for outcomes, not excuses.
Our Culture
- Fast execution
- High standards
- Clear communication
- Zero-drama, zero-ego team
- Growth-driven environment
- Accountability + ownership
- Young, motivated, conciouse, high-energy team
Our Mission
To deliver elite-level finance outcomes for clients while building a world-class team (that's you) and scaling our operations with precision.
THE APPLICATION
Step 1 — Apply With the Following (All Required, Details Matter):
Email your application to:
Subject line: "Application – Parabroker (Philippines) – [Your Full Name]"
Include:
- Attachment # 1 - Your resume
Attachment # 2 - A short cover letter (max 150 words)
Why you want this role
Your parabroking experience
Why you believe you're high-performance
Attachment # 3 - A short audio (1–2 min)
Introduce yourself
Describe a deal you helped solve and how you can help solve deals with us.
Step 2 — Skills Screening
If shortlisted, you will complete:
- A serviceability assessment test
- A credit-analysis scenario
- A loan structuring test
- A communication test (written)
Step 3 — Interview
If you pass the elite test and deemed to be world class you'll have a much more relaxed video interview with our broker.
Start Date
ASAP after screening process. Do your best and we'll see you at the top <3