- Own and drive the Expected Credit Loss (ECL) and provisioning framework across all lending products in line with IFRS 9 / PFRS 9.
- Serve as the business and risk owner for PD, LGD, and EAD models, ensuring conceptual soundness, consistency, and appropriate use across portfolios.
- Translate portfolio strategy, underwriting changes, and macro-economic assumptions into ECL impacts and provisioning outcomes.
- Partner with Data Science, Finance, and external vendors to design, enhance, validate, and implement ECL models and overlays (without hands-on model development).
- Lead scenario design, macro-economic overlays, and management judgment applied to provisions, ensuring transparency and defensibility.
- Monitor model performance, back-testing results, and emerging portfolio risks, and recommend recalibration or overlays where required.
- Drive governance, documentation, and approval of ECL methodologies, assumptions, and changes through internal committees and audits.
- Act as the central point of coordination between Credit, Finance, Risk, and Audit on all matters related to provisioning.
- 5+ years experience in credit risk analytics, ECL/IFRS9 modeling, provisioning, or portfolio risk management in a bank or financial institution.
- Strong conceptual understanding of IFRS9/PFRS9, including staging, PD/LGD/EAD, SICR, and forward-looking information.
- Experience owning or governing credit risk models, even if not hands-on in building them.
- Ability to translate macro-economic scenarios into portfolio and product-level provisioning impact.
- Strong analytical and judgment skills, particularly in applying management overlays and expert judgment.
- Experience working with model validation, internal audit, and external auditors.
- Strong stakeholder management skills, with the ability to explain complex ECL outcomes to senior management and non-technical audiences.
- High attention to detail, structure, and documentation discipline.
- Experience in digital banks or fast-growing lending portfolios.
- Exposure to regulatory exams, stress testing, or ICAAP.
- Experience managing vendor-built or outsourced ECL models.
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OVERVIEW · The Risk Analytics Associate ("RAA") or Risk Analytics Officer ("RAO") is a locally recruited staff, that will report directly to CGIF's Chief Credit Risk Officer ("CCO"), or a staff designated by the CCO. The RAA / RAO will apply data analytics, finance, and risk mana ...
Mandaluyong12 oras ang nakalipas
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The Risk Analytics Associate is a locally recruited staff that will report directly to CGIF's Chief Credit Risk Officer. The RAA / RAO will apply data analytics, finance, and risk management expertise to support CGIF's risk management activities. · Support the management of CGIF' ...
Mandaluyong, National Capital Region3 linggo ang nakalipas
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The Risk Analytics Associate is a locally recruited staff who will report directly to CGIF's Chief Credit Risk Officer. The RAA will apply data analytics and finance expertise to support CGIF's risk management activities including risk reporting modeling systems policy and planni ...
Mandaluyong3 linggo ang nakalipas
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The Risk Portfolio Senior Analyst/Assistant Manager plays an important role in overseeing the risk management strategies and frameworks for the company's portfolio and ensuring its alignment with company's goals, risk appetite, and regulatory standards. This role requires a risk ...
Metro Manila6 araw ang nakalipas
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Join our team to leverage your analytical skills and contribute to strategic decision-making within the risk management domain. · ...
Taguig Buong oras1 buwan ang nakalipas
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Join our team to leverage your analytical skills and contribute to strategic decision-making within the risk management domain. · Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts. · Att ...
Manila1 buwan ang nakalipas
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The Risk Portfolio Senior Analyst/Assistant Manager plays an important role in overseeing the risk management strategies and frameworks for the company's portfolio and ensuring its alignment with company's goals, risk appetite, and regulatory standards.Develop and implement portf ...
Manila1 buwan ang nakalipas
-
The Risk Portfolio Senior Analyst/Assistant Manager plays an important role in overseeing the risk management strategies and frameworks for the company's portfolio and ensuring its alignment with company's goals, risk appetite, and regulatory standards. This role requires a risk ...
Manila Buong oras1 buwan ang nakalipas
-
The Risk Portfolio Senior Analyst/Assistant Manager plays an important role in overseeing the risk management strategies and frameworks for the company's portfolio and ensuring its alignment with company's goals, risk appetite, and regulatory standards. This role requires a risk ...
Manila, PH3 araw ang nakalipas
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The Senior Manager – Credit Risk Analytics will own and drive the Expected Credit Loss (ECL) and provisioning framework across all lending products in line with IFRS 9 / PFRS 9. The role will serve as the business and risk owner for PD, LGD, and EAD models. · ...
Mandaluyong, National Capital Region3 linggo ang nakalipas
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The Senior Manager – Credit Risk Analytics will own and drive the Expected Credit Loss (ECL) and provisioning framework across all lending products in line with IFRS 9 / PFRS 9. · ...
Mandaluyong1 buwan ang nakalipas
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Job Purpose · Performs exploratory and advanced analytics to identify customer trends, credit behaviors and portfolio risks. · Develops and delivers impactful analytical insights to strategically guide credit underwriting, optimizes portfolio management strategies, and drives ris ...
Ortigas, Metro Manila1 linggo ang nakalipas
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Job Purpose · Performs exploratory and advanced analytics to identify customer trends, credit behaviors and portfolio risks. · Develops and delivers impactful analytical insights to strategically guide credit underwriting, optimizes portfolio management strategies, and drives ris ...
Pasig6 araw ang nakalipas
- Trabaho sa kumpanya
Manager, Risk Intelligence and Analytics
Para lamang sa mga rehistradong miyembro
We are seeking a highly analytical Manager, Risk Intelligence and Analytics to support information risk management initiatives through data-driven insights and reporting. · ...
Quezon, Metro Manila1 buwan ang nakalipas
- Trabaho sa kumpanya
Manager, Risk Intelligence and Analytics
Para lamang sa mga rehistradong miyembro
CLIENT PROFILE: A global leader committed to strengthening information risk management through innovation, analytics, and technology. · Work Location: Diliman, Quezon City · Work Setup: Hybrid · Are you passionate about leveraging data, automation, and analytics to enhance risk m ...
Quezon City, Metro Manila, Philippines1 linggo ang nakalipas
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The Consumer Lending team is looking for experienced professionals to join us in BGC as Modelling and Risk Analytics Officer. · ...
Taguig, National Capital Region1 buwan ang nakalipas
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· About the job Risk Portfolio Analytics Manager (Hybrid) · Shift: 9/10AM - 6/7PM Monday to Friday · Work Set-up: Hybrid (3 days WFO, 2 days WFH) · Requirements: · 5+ years of experience working in credit risk management in financial services environment for the relevant product ...
Taguig, Metro Manila, Philippines1 linggo ang nakalipas
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About the Job · Location: BGC, Taguig · Corporate Title: AM to SM · Work Arrangement: Hybrid · Our Consumer Lending team is looking for experienced professionals to join us in BGC in the role of Modelling and Risk Analytics Officer. · The role involves ensuring effective manageme ...
Taguig1 linggo ang nakalipas
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· About the Job · Location: BGC, Taguig · Corporate Title: AM to SM · Work Arrangement: Hybrid · Our Consumer Lending team is looking for experienced professionals to join us in BGC in the role of Modelling and Risk Analytics Officer. · The role involves ensuring effective manag ...
Taguig, Metro Manila, Philippines1 linggo ang nakalipas
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· Work Set-up: Hybrid (3 days WFO, 2 days WFH) · Shift: 9/10AM - 6/7PM Monday to Friday · Responsibilities: · Develop and implement portfolio risk monitoring frameworks, KPIs, and reporting standards · Monitor the credit risk metric on the loan portfolio, identifying potential r ...
Taguig, Metro Manila, Philippines1 linggo ang nakalipas
Senior Manager – Credit Risk Analytics - Mandaluyong - Maya
Paglalarawan
What You Will Do:
What You Need to Succeed:
Nice to Have:
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