- Develop and implement a robust collections strategy tailored to MSME customer behavior and risk profiles.
- Collaborate with Credit, Risk, and Business teams to align collections goals with overall portfolio objectives.
- Monitor and report on key performance indicators (KPIs) such as DPD buckets, recovery rates, and NPL ratios.
- Oversee day-to-day collections operations across early, mid, and late-stage buckets.
- Manage in-house and outsourced collections teams, ensuring adherence to process and performance standards.
- Implement segmentation-based collection tactics (e.g., high-risk vs. low-risk MSMEs).
- Ensure compliance with regulatory guidelines, internal policies, and fair debt collection practices.
- Conduct periodic audits and reviews of collection processes and vendor performance.
- Mitigate operational and reputational risks through proactive controls and governance.
- Leverage data analytics to identify trends, predict defaults, and optimize recovery strategies.
- Drive automation and digital collections initiatives (e.g., SMS, IVR, etc.).
- Work with system and analytics teams to enhance collections dashboards and reporting tools.
- 10+ years of experience in collections, credit risk, or recovery, with at least 5 years in a leadership role.
- Strategic thinking and execution capability.
- Strong leadership and team management skills.
- With experience business loans and business mortgage loans
- With background in retail
- Excellent negotiation and conflict resolution abilities.
- Proficiency in data analysis and collection tools (MS Office, Collection platforms, etc.).
- High ethical standards and customer-centric mindset.
- Proven experience managing MSME or SME portfolios in banking or fintech.
- Strong understanding of regulatory frameworks and recovery laws
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BBS Collections Manager - Metro Manila - Security Bank Corporation
Paglalarawan
The BBS Collections Manager is responsible for leading and managing the collections strategy and operations for the Business Banking Segment. This role ensures timely recovery of dues, minimizes delinquencies, and maintains portfolio health while balancing customer and business relationships, and regulatory compliance.
How you'll contribute
What we're looking for
About Security Bank
Security Bank is one of the Philippines' best capitalized private domestic universal banks. Established in 1951 and publicly listed with the Philippine Stock Exchange (PSE:SECB) in 1995, our major businesses cover retail, corporate, commercial, and business (MSME) banking.
We're recognized as an Employer of Choice in Philippine banking by various award-giving bodies for our values-based culture, industry-leading engagement and benefits, and commitment to work-life balance.
Most recently, we ranked as the #2 best employer in the Philippines and #54 globally on the prestigious Forbes' World's Best Employers 2023 list.
At Security Bank, our approach to Human Capital Management (HCM) is embodied by our Employee Value Proposition (EVP): "YOU matter."
Start your BetterBanking career with us today.
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