Senior Credit Risk Manager - National Capital Region - Nezda Global

    Nezda Global
    Nezda Global National Capital Region

    1 araw ang nakalipas

    Upper Management / Consulting
    Paglalarawan

    Credit Risk Head – BGC, Taguig City (Hybrid)

    Drive responsible growth and shape the future of credit in the Philippines.

    Join an AI-powered fintech transforming credit cards and personal loans for underserved communities.

    About the Company

    Trusting Social is an AI-driven fintech focused on financial inclusion. With over 1 billion customers scored and US$800M in loans disbursed, the company delivers AI-powered credit risk, identity, and acquisition solutions across Southeast Asia. Its mission is to expand access to credit by partnering with leading banks and enabling innovative lending products.

    About the Role

    The Credit Risk Head will lead credit and fraud risk management for the Philippine consumer lending business. This role ensures credit policies align with risk appetite, regulatory requirements, and business objectives while balancing portfolio growth and prudent risk control.

    Key Responsibilities


    • Design and update underwriting, anti-fraud, portfolio management, collections, and recovery policies


    • Establish credit approval, limit assignment, and risk assessment frameworks


    • Monitor delinquency, charge-off, and portfolio performance metrics


    • Ensure AML, KYC, and consumer protection compliance


    • Lead risk modelling strategy and collaborate with analytics, product, marketing, and sales teams


    • Engage regulators and mentor credit-policy analysts

    Must-Have Qualifications


    • Bachelor's degree in Finance, Economics, Business, or related field


    • 8–10+ years of credit-risk management experience (credit cards or personal loans)


    • Senior Manager level or higher experience in a major bank


    • Proven experience designing underwriting and limit-assignment policies


    • Experience implementing fraud-mitigation strategies for digital/online lending


    • Proficiency in credit-risk modelling (e.g., logistic regression, decision trees)


    • Familiarity with SAS, SQL, Python, or R


    • Strong knowledge of AML/KYC and Basel III regulations


    • Willing to work Monday–Friday, 10AM–7PM, hybrid in BGC

    Good-to-Have


    • Experience in fully digital underwriting


    • Exposure to AI/ML-based risk modelling


    • Membership in risk or banking associations


    • MBA or advanced degree

    Why Join Us


    • Shape credit policies impacting millions of consumers


    • Work with AI models and large-scale datasets


    • Collaborate with cross-functional leaders and banking partners


    • Contribute to expanding responsible financial access in the Philippines

    How to Apply

    Click Easy Apply or submit your application directly. Qualified candidates will be contacted for next steps.


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