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    Credit Analyst - Philippines, Pilipinas - ESC Corporation

    ESC Corporation
    ESC Corporation Philippines, Pilipinas

    3 araw ang nakalipas

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    Buong oras
    Paglalarawan

    We are seeking an experienced Mortgage Credit Analyst to join our Australian mortgage broker support team.

    The Credit Analyst plays a crucial role in the loan origination process by assessing the creditworthiness and eligibility of potential borrowers. They ensure that all necessary supporting documents are accurate and complete before the loan is submitted to the selected Lender for approval.

    This position requires a keen eye for detail, confident communication skills, and a thorough understanding of mortgage lending and credit assessment processes.

    Responsibilities:

    Application Review:

    • Thoroughly review mortgage applications to ensure completeness and accuracy.
    • Verify applicant information, including income, employment history, identification, and other relevant documentation.

    Credit Assessment:

    • Assess creditworthiness and eligibility by checking credit reports, assessing serviceability, reviewing property valuations, and verifying supporting documents.
    • Ensure applications are eligible and compliant prior to Lender submission.

    Communication:

    • Communicate with loan officers, applicants, and third-party vendors to ensure the efficient processing of applications.
    • Monitor and follow up Lenders to ensure applications are processed within SLA; escalate matters where required.
    • Provide clear and concise updates on application status and credit analysis to relevant stakeholders.

    Documentation Management:

    • Collect and organise all required documents for mortgage applications.

    Customer Service:

    • Assist applicants in understanding the credit process and guide them through the necessary documentation requirements.
    • Respond promptly to enquiries from internal and external stakeholders.
    • Proactively support the client's mortgage brokers and other team members.
    • Lodge and follow up pricing requests.
    • Manage CRM and maintain accurate customer files and records.

    Qualifications and Experience:

    • Relevant educational qualifications.
    • Experience in mortgage credit assessment (Australian mortgage experience preferred).
    • Competency with mortgage serviceability calculators.
    • Excellent analytical skills and attention to detail.
    • Strong understanding of lending principles, credit assessment, and regulatory requirements, for example, NCCP, Privacy, AML/KYC, and Responsible Lending.
    • Advanced mortgage broker support skills.
    • Confident spoken and written communication skills.
    • Excellent organisational and time management skills.

    We're offering:

    • Competitive salary of up to P60,000 per month (depending on experience)
    • Allowances of up to P4,000 per month
    • A supportive and friendly team environment.
    • Australian business hours schedule (morning/day shift), Monday to Friday
    • Candidates please note: This is a full-time onsite role in Ortigas (Robinsons Equitable Tower, ADB Avenue)

    About our Client

    Our client is a respected and well-established mortgage broking firm based in Sydney, Australia.

    With access to a large panel of bank and specialist mortgage lenders, our Client is dedicated to helping borrowers identify and access the lending option that best suits their financial situation, priorities and objectives, and at the same time, providing a first class service experience.

    About ESC Corp

    ESC is an Australian BPO established in The Philippines and Vietnam for more than 13 years.

    We specialise is helping small and medium businesses to compete and grow by leveraging our management expertise, and our highly capable Filipino team, across financial services, NDIS and disability support, and IT support and development.

    Our vision is to become a leading service provider by creating tailored-fit outsourcing services that reliably and effectively support our clients in achieving their business goals, and at the same time, to provide a nurturing and engaging team environment for our staff, leading to rewarding, long term career development.

    ESC is an equal opportunity employer. We celebrate diversity and we are genuinely committed to creating an inclusive and respectful workplace for all employees.


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