Relationship Manager - Cebu - UnionBank of the Philippines

    UnionBank of the Philippines
    UnionBank of the Philippines Cebu

    15 oras ang nakalipas

    Banking / Loans
    Paglalarawan

    Job Description

    • Manages existing loan portfolio and markets for new loan accounts.
    • Makes credit evaluations and prepared credit memoranda for approval Presents accounts to approving body.
    • Screens loan applicants referred by branches by evaluating and analyzing credit worthiness of these accounts.
    • Recommends for approval credit worthy clients.
    • Prepares Credit Recommendation and Approval Memorandum (CRAM).
    • Conducts financial analysis/credit packaging.
    • Conducts plant visits to check on how the business of the client is doing.
    • Monitors financial condition/viability of the accounts being handled.
    • Performs remedial management on potentially problematic accounts.
    • Updates Center/Sector Head on performance of accounts being handled.
    • Coordinates with Legal Management Services Sector and Collection, Assets Recovery and Disposal Sector on handling of problematic accounts.
    • Answers queries, complaints, or requests from borrowing clients.
    • Attends to ExCom and Loan COMM as needed to present recommendations.

    Qualifications:

    • Bachelor's degree in Business or any related field is required
    • Minimum of 3 years experience as an Account Officer or Relationship Manager in Commercial Banking
    • With background in account management
    • Knowledgeable in credit evaluation and financial analysis
    • Strong client management skills

    Work Location: Cebu City


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Relationship manager