- Conducts interview and ocular inspection with the client to determine the risk profile of the borrower/ client.
- Prepares credit proposal with all the information gathered and internal tools to be presented to CRECOM and EXCOM.
- Prepares financial analysis based on the data gathered to determine the capacity of the client to pay.
- Keeps updated with the credit policy manual/risk bulletins to ensure compliance with Bank's credit policies as well as other governing policies.
- Collaborates with Relationship Managers in the loan packaging while identifying credit risk and acceptable mitigants for recommendation to approvers.
- Plans interim extension/client calls or information gathering such as AFS, bank checkings, appraisals, etc in advance to ensure renewal is on time and to avoid expired lines.
- Candidates should have at least 2 years of experience in credit and financial analysis in commercial banking
- Knowledge of basic accounting and credit policies
- Financial analysis and good written communication skills
- Ability to communicate effectively with all levels of the organization and external parties inquisitive
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Credit Officer
2 araw ang nakalipas
East West Banking Corporation Philippines, Pilipinas Buong orasLocation: Makati or Bonifacio Global City (BGC) · Corporate Title: Credit Officer · Work Arrangement: On-site · Our Consumer Lending Credit Team is looking for experienced professionals to join us in our Makati and Bonifacio Global City (BGC) site in the role of Credit Officer. · ...
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Credit Officer
2 araw ang nakalipas
East West Banking Corporation Philippines, Pilipinas Buong orasAbout The Job · Location: Makati or Bonifacio Global City (BGC) · Corporate Title: Credit Officer · Work Arrangement: On-site · Our Consumer Lending Team is looking for experienced professionals to join us in our Makati and Bonifacio Global City (BGC) site in the role of Credit ...
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Credit Officer
1 linggo ang nakalipas
EMAPTA Philippines, Pilipinas Buong orasJob Description · Join Our Global Team and Experience Perks Like No Other · Set foot on a career journey that transcends the conventional, offering more than just a job. We extend an invitation to immerse yourself in a distinctive international experience without the need for rel ...
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Credit and collection officer
2 araw ang nakalipas
S&L Fine Foods, Inc. Philippines, Pilipinas Buong orasKey Responsibilities · As a Credit & Collection Staff member at S & L Fine Foods, Inc., you will play a pivotal role in managing our credit and collection processes, with a primary focus on ensuring the timely collection of outstanding payments from our wholesale customers. Your ...
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Credit Risk Review Officer
2 araw ang nakalipas
Bank of the Philippine Islands (BPI) Philippines, Pilipinas Buong orasRank : Assistant Manager · JOB DESCRIPTION : · Conduct regular and focused credit reviews on the BPI Group's consumer products. · Prepare credit review reports with findings and recommendations for approval by the BPI President and notation by the Risk Management Committee (RMC). ...
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Credit Policy
2 araw ang nakalipas
Bank of the Philippine Islands (BPI) Philippines, Pilipinas Buong orasRank : Assistant Manager to Senior Manager · JOB SUMMARY · Assists the Chief Risk Officer in managing credit risk through the formulation and/or review of credit policies, credit risk metrics, and manuals to address regulatory and internal requirements; reviews exception handling ...
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Credit Analyst
2 araw ang nakalipas
Panda Money Philippines, Pilipinas Buong orasJob Description · As a Credit Analyst, you will be responsible for evaluating creditworthiness of potential customers, analyzing financial statements and other loan documents, and preparing detailed credit reports to assess the risk associated with lending. You should have strong ...
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Credit Review Analyst
1 linggo ang nakalipas
ORIX METRO Leasing and Finance Philippines, Pilipinas Buong orasThe Credit Review Analyst is responsible for conducting independent loan reviews and reporting policy and underwriting observations/exceptions. The role requires performance of credit analysis in accordance with Credit Manual and pertinent regulations. The role ensures that indiv ...
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Credit Analyst
2 araw ang nakalipas
ING Hubs Philippines Philippines, Pilipinas Buong orasWho we are: · ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in busine ...
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Credit Portfolio Manager
2 araw ang nakalipas
ING Business Shared Services B.V. Philippines, Pilipinas Buong orasWho we are: · ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in busine ...
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card sales officer
2 araw ang nakalipas
Metrobank Philippines, Pilipinas Buong orasBe #InGoodHands with Metrobank · Here at Metrobank, we don't simply hire employees - we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need t ...
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Senior Credit Analyst
2 araw ang nakalipas
LSERV Corporation Philippines, Pilipinas Buong orasJOB DESCRIPTION · QUALIFICATION STANDARD: · Graduate of accounting related degree (e.g. Accountancy, Accounting Technology) · At least 1-2 years of relevant experience · Proficient in Microsoft Office · QUALIFICATION STANDARD: · Assist in downloading the files and checking the co ...
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Credit Underwriting Team Head
2 araw ang nakalipas
East West Banking Corporation Philippines, Pilipinas Buong orasAbout The Job · Location: Makati City and BGC · Corporate Title: Credit Underwriting Team Head (Auto/Mortgage) · Work Arrangement: Onsite · Our Consumer Lending Group is looking for experienced professionals to join us in Makati City and BGC in the role of Credit Underwriting T ...
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Senior Analyst
2 araw ang nakalipas
ING Business Shared Services B.V. Philippines, Pilipinas Buong orasING Customer Operations is a supportive and dynamic team delivering innovative financial lending products which are at the forefront of digital banking in Australia. Customer Operations Officers primarily support ING teams and third party Brokers in Residential and Commercial mor ...
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Credit Portfolio Manager
2 araw ang nakalipas
ING Business Shared Services B.V. Philippines, Pilipinas Buong orasMain Responsibilities · . You will have managerial responsibilities over a group of specialists with various seniority (a combination of junior, intermediate and senior credit assessment specialists). · . Your team will perform activities with various complexities in the end-to-e ...
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Finance & Accounting Associate - Collection
2 araw ang nakalipas
Sprout Solutions Philippines, Pilipinas Buong orasDIRECTLY REPORTS TO: · Accounting Manager · MAIN AREA OF RESPONSIBILITY: · Main Responsibility: The Accounting Associate position is responsible for bookkeeping and handling Credit & Collection functions. Prepares finance and accounting documents in a timely manner. · TASKS:Estab ...
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Credit & Collection Associate
2 araw ang nakalipas
BSFIL Technologies, Inc. Philippines, Pilipinas Buong orasBSFIL Technologies, Inc. a Filipino-owned, manufacturing and distributing company of raw food ingredients is looking for a Credit and Collection Associate. · The Credit and Collection Associate is responsible in Financial Recording. Provide financial reports to assist management, ...
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QA Officer
2 araw ang nakalipas
East West Banking Corporation Philippines, Pilipinas Buong orasAbout The Job · Location: Makati City or BGC · Corporate Title: QA Officer (Auto/Mortgage) · Work Arrangement: Onsite · Our Consumer Lending Group is looking for experienced professionals to join us in Makati City or BGC in the role of QA Officer. · This role is responsible for ...
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Account Officer 1
2 araw ang nakalipas
BDO Unibank Philippines, Pilipinas Buong orasJob Summary · This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service. · Responsibilities · Actively solicit microfinance loan accounts to meet the business needs of the customer · A ...
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Account Officer 1
2 araw ang nakalipas
BDO Unibank Philippines, Pilipinas Buong orasJob Summary · This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service. · Responsibilities · Actively solicit microfinance loan accounts to meet the business needs of the customer · A ...
Credit Officer - Philippines, Pilipinas - Security Bank Corporation
2 araw ang nakalipas
Paglalarawan
The Role
As an Enterprise Risk Manager - Commercial Banking, you will evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. You will recommend the appropriate facilities with mitigants in place to safeguard the interest of the Bank
How you'll contribute
What we're looking for
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